Liquidit y risk C on tr ac tual ma turities f or fnancial liabilities on a gr os s cash fo w basis ar e analysed belo w C ONSOLID A TED A s a t 31 M ar ch 2019 6 mon ths or les s 6 t o 12 mon ths 1 t o 2 y e ars 2 t o 5 y e ars Ov er 5 y e ars To t a l In mil lions o f A UD B ank o v er dr a f t 01 01 T r ade and o ther pa y ables 2004 2004 Financ e le ase liabilities 01 02 03 L ong t erm no t es 2803 109 2312 2839 8063 B ank loans 12 12 24 314 362 Deriv a tiv e fnancial ins trumen ts 04 05 13 22 To t a l 4817 118 2323 3153 10411 C ONSOLID A TED A s a t 31 M ar ch 2018 6 mon ths or les s 6 t o 12 mon ths 1 t o 2 y e ars 2 t o 5 y e ars Ov er 5 y e ars To t a l In mil lions o f A UD B ank o v er dr a f t 04 04 T r ade and o ther pa y ables 1698 1698 Financ e le ase liabilities L ong t erm no t es 149 148 2692 4794 7783 B ank loans 01 01 Deriv a tiv e fnancial ins trumen ts 10 06 07 05 28 To t a l 1842 142 2685 4789 9458 T he gr os s outfo ws in fo ws disclosed in the t ables abo v e f or deriv a tiv e fnancial liabilities r epr esen t the c on tr ac tual undis c oun t ed cash fo ws o f deriv a tiv e fnancial ins trumen ts held f or risk managemen t purposes and which ar e usual ly no t closed out prior t o c on tr ac tual ma turit y T he disclosur e sho ws ne t cash fo w amoun ts f or deriv a tiv es tha t ar e ne t cash se ttled C urr enc y risk T he Gr oup s e xposur e t o f or eign curr enc y risk a t balanc e da t e w as as f ol lo ws based on no tional amoun ts C ONSOLID A TED 2019 In mil lions o f A UD USD C AD NOK EUR PLN GBP T r ade and o ther r ec eiv ables 127 27 02 10 C ash a t bank 328 44 04 B ank loan T he f ol lo wing e x change r a t es agains t the A us tr alian dol lar applied a t 31 M ar ch L ong t erm no t es 686 T r ade and o ther pa y ables 22 04 01 Ne t balanc e shee t e xposur e 433 686 67 02 13 31 M ar ch spo t r a t e C ONSOLID A TED 2018 2019 2018 In mil lions o f A UD USD C AD NOK EUR PLN GBP USD 07096 07682 T r ade and o ther r ec eiv ables 141 27 02 C AD 09473 09912 C ash a t bank 484 07 36 01 06 NOK 61225 60278 B ank loan EUR 06326 06235 L ong t erm no t es 656 PLN 27228 26244 T r ade and o ther pa y ables 31 03 GBP 05445 05482 Ne t balanc e shee t e xposur e 594 656 07 60 03 06 4C FINANCIAL INS TRU MENT S 65 ALS LIMITED AND IT S SUBSIDIARIES A NNU AL F INANCIAL R EPOR T F OR THE Y EAR E NDED 31 M AR CH 2019 F INANCIAL REPOR T F INANCIAL S T A TEMENT S N O TES T O THE FINANCIAL S T A TEMENT S Risk capit al managemen t