IN V E S T IN T O M O R R O W T O D A Y X TM TS X V IN V E S T IN T O M O R R O W T O D A Y X TM TS X V Q 2 2 0 1 8 Au Ni PGM Cu Co V W Sn O 5 0 G o l d h e d g e O G o l d p r i c e fo r e c a s te d to rise O M o d e r a te e x p o s u r e to e n e r g y m e ta l s O B a s e m e ta l s p r i c e s fo r e c a s te d to r i s e 50 C O M M O D ITY A L L O C A TIO N D IV E R S ITY M ITIG A TE S R IS K 11